Client testimonial 1
In 2001 Don Wernham took over as our Financial Advisor and our finances improved almost immediately. He explains everything very very clearly in simple terms that ordinary people, like us, can understand but having given his advice and his opinions at the end of the day leaves the final decision entirely to us.
Don is always on hand when we need his advice and has become a good friend as well as our Financial Advisor and we highly recommend him to anyone needing financial assistance.
John & Jean
Client testimonial 2
I have known Don since our relocation back to Hyde and our first meeting in 1997.
I had been very ill and having solicited his advice with regard to our financial affairs was immediately impressed with his honest and courteous approach to our needs.
He has always been consistent and methodical in his updating of our portfolio and understanding our problems, has taken time to explain and ensure we were fully aware of the issues.
His sincere approach has resulted in Don becoming perhaps more of a personal friend. It has therefore been my pleasure, and I have never hesitated, in successfully introducing him to members of my family and other personal friends.
His continued commitment and advice has given me a confidence for which I am most appreciative.
Client testimonial 3
I have referred many friends and family to Rab over the last few months to help them with their finances. Their feedback has been fantastic about the service, attitude and professionalism. I wouldn't hesitate in giving Rab's details to anyone else who requires assistance with their finances.
Deborah Cadman. (Leigh)
Client testimonial 4
Rab looked at my pension and recommended I leave it where it was. No pressure sale – very refreshing. I have since referred him to other members of my family.
Liz Maguire. (Musselburgh)
Client testimonial 5
Rab arranged a personal pension for me and reviewed my general financial affairs – all done in a friendly, professional way.
Client testimonial 6
Rab provided a superb personal service. The advice was clear and avoided jargon. He made me feel that I was a valuable client even although I only requested a review of a small personal pension.
He also meets with me periodically to give me an update o how my pension is performing and to discuss any changes that have happened since we last met.
I would certainly recommend his services to any family or friends who are looking for financial advice.
Mr. Maguire (Musselburgh).
Client testimonial 7
Having been made redundant in April 2010 at the age of 59 financial advice was sought in the following areas:
- Best use of existing savings and lump sums payable on redundancy and in October 2010 when a small company pension would become payable.
- Using money available to maintain current standard of living until normal retirement age 65 reached
- Maximising growth in existing savings.
- Maintaining quite low risk opportunities
- Maximising tax efficiency
After initial consultation and having researched and reviewed various options Rab was able to advise us on different options that committed savings across several opportunities with varying time commitments that enabled us to achieve these objectives.
Access to Simple Solutions website also enables us to track and monitor the progress of our savings bond.
Mr Waywell – (Leigh)
Client testimonial 8
At a financial review meeting some years ago now, Don was advising me about Life Insurance, Critical Illness, and Income Protection. At that time I was fit and healthy and told Don that the least important area for me was Income Protection. My reasoning for this was that I was never off work. Don told me that this may not always be the case in future. I took his advice, and 7 years later had to finish work well short of retirement age due to long term illness. My salary at the time of finishing work was around £30000pa. Due to Don’s advice I had an Income Protection policy that pays me £18000pa, tax free up until I am 65. I was able to defer my pension with work, which will ultimately mean that this will be greater by taking the action to defer.
I feel that I have benefited from professional advice because I was advised to look at something that I would never have done if I had been trying do this by myself.
Mr Harkness. (Warrington)
If you would like to arrange a meeting with one of our Advisers to discuss how we can help you please contact us.