Investments
This is a very complex area. You need to consider issues such as your objective for the investment, your attitude to risk, your tax situation, the accessibility to your investment and many more potential problems.
You are also subject to mass advertising offering many different products that may or may not be suitable for you but always seem to offer better returns than you are currently enjoying.
It is no wonder that many people just leave their money in their bank accounts. This may provide security of capital but in the long term, inflation and interest rates usually mean that their savings lose their value in real terms if inflation is higher than the interest rate that you are getting for your savings.
Simple Solutions advisers have the knowledge and expertise to advise you of the alternatives to deposit based investments. Our investment proposition means that:
- You will receive advice on the most suitable product based on your personal and tax situation and your plans for the investment
- You will have a portfolio individually designed to match your attitude to risk and objective for your investment
- Your investment will be reviewed regularly and will be adjusted if your objectives change
- Real time valuations are available through your secure client website
There is a huge benefit to effective asset allocation where your investment is split between assets that move in different cycles or respond to different market factors.
This means that you won’t have to guess which asset class is going to do well each year if you already have exposure to many different segments of the market.
We also offer a full review of your existing investments such as ISA’s, with profits and unit linked bonds, unit trusts and guaranteed bonds to ensure that they still meet your objectives and reflect your attitude to risk as this may have changed since the product was arranged for you.
If you would like to discuss your investment options please contact us.